The holidays bring joy, traditions, and togetherness—but they can also create financial stress if you’re not prepared. A thoughtful holiday budget helps you celebrate without overspending or facing a post-season money hangover. Here are some tips to keep your finances merry and bright: Start with a Spending Plan Set a total budget: Decide the maximum amount you can afford to spend overall. The general rule of thumb is no more than 1% of your annual income for holiday expenses. Save early: ...

Not everyone behind the screen is who they claim to be. Don’t let the mask fool you—learn to recognize the signs.   Photo: Wix Stock...

Running a small business takes more than a great idea—it takes planning, persistence, and smart decisions. At TRUE Community Credit...